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Financing & Payment Plans

World-Class Ibogaine Treatment. Affordable for Everyone.

Recovery shouldn’t depend on your bank balance. MindScape offers flexible financing options starting at $625/month, a fraction of what traditional rehab costs.

$625
/month starting
0%
Intro APR options*
12-60
Month Terms
No
Prepayment Penalty
Cost Comparison

Ibogaine vs. Traditional Rehab: The Real Numbers

When you factor in total cost, time, lost wages, and relapse rates, ibogaine treatment delivers dramatically better value.

Total Cost of Treatment (Including Relapse Risk)Traditional Rehab (28-90 days)$30,000-$100,000+Repeat Treatment After Relapse (40-60% chance)$30,000-$100,000MindScape Ibogaine (7-14 days + 90-day aftercare)$7,500-$15,500Save $22,500-$85,500+
FactorTraditional RehabMindScape Ibogaine
Total Cost$32,000-$102,000+$7,500-$15,500
Duration28-90 days7-14 days
Time Away from Work1-3 months1-2 weeks
Lost Wages (avg.)$8,000-$25,000$1,500-$3,500
Relapse Within 1 Year40-60%~13% (with aftercare)
Repeat Treatment Cost$32,000-$102,000Rarely needed
Travel + AccommodationIncluded (domestic)Included (Cozumel)
Aftercare IncludedVaries (usually extra)90 days included, plus a one-month microdose supply on 10+ day programs
Monthly Payments

What You’ll Actually Pay Per Month

Estimated monthly payments at 0% promotional APR. Actual rates depend on your financing provider and credit profile.

Estimate Your Monthly Payment

Treatment cost$7,500
$7,500$15,500
Payment term
Estimated monthly payment
$313/month
for 24 months at 0% promotional APR
Deposit to reserve: $2,500
Total treatment: $7,500

Illustrative estimate at 0% promotional APR. Actual rates and terms depend on your financing provider and credit profile. Your personalized plan is arranged with our team.

Discuss your personalized plan

Not sure which program is yours? Find your program and its published price first →

Full payment matrix, every program and term:

TreatmentTotal12 mo24 mo36 mo60 mo
5-Day Retreat$7,500$625$313$208$125
7-Day Treatment$8,500$708$354$236$142
Alcohol (10-Day)$11,500$958$479$319$192
Opioid Protocol$13,500$1,125$563$375$225
SSRI / Parkinson's$13,500-$15,500$1,125-$1,292$563-$646$375-$431$225-$258

* The figures above divide the total evenly and assume a 0% intro-APR promotional plan, which some providers offer on shorter terms (typically up to 24 months) and is subject to credit approval. It is not guaranteed. Longer terms (36-60 months) are almost always interest-bearing; at a representative 11.99% APR your actual payment would be meaningfully higher. Your real rate and term depend on your credit and provider.

Financing Partners

Three Ways to Finance Your Treatment

Choose the option that works best for your financial situation. Our admissions team will help you navigate the process.

CareCredit

The most widely used healthcare financing card in the U.S. with promotional 0% APR periods of 6, 12, 18, or 24 months.

  • 0% APR promotional periods up to 24 months
  • Accepted by 260,000+ healthcare providers
  • Apply online in minutes: instant decision
  • No prepayment penalties
Apply at CareCredit.com ↗

Personal Loan (Prosper & similar)

A personal loan is the most reliable path for treatment abroad: you're approved on your own credit, the funds come to you, and you pay MindScape directly, no dependence on the clinic being an enrolled merchant.

  • Fixed rates, terms up to 60 months
  • Loan amounts from $2,000 to $50,000
  • Funds go to you: pay the clinic directly
  • No collateral required
Explore Personal Loans ↗

MindScape Payment Plan

Our in-house flexible payment arrangement lets you reserve your treatment date with a deposit and pay the balance over time.

  • Reserve with a $2,500 deposit
  • Pay balance before treatment begins
  • No credit check required
  • Personalized terms: talk to our team
Discuss Your Plan
Treatment Programs

Choose Your Program, Choose Your Payment

Most Accessible

7-Day Ibogaine Treatment

$8,500
From $708/mo with financing

Depression, anxiety, trauma, lower-severity dependency

Most Requested

Opioid Addiction Protocol

$13,500
From $1,125/mo with financing

Fentanyl, heroin, prescription opioids, kratom

10-Day Protocol

Alcohol Dependency Program

$11,500
From $958/mo with financing

Alcohol use disorder, binge drinking, co-occurring depression

Extended Protocol

SSRI Discontinuation

$13,500
From $1,125/mo with financing

SSRI tapering, treatment-resistant depression, serotonin reset

All-Inclusive

No Hidden Fees. Everything Is Included.

Your treatment fee covers every aspect of your recovery, from the moment you land in Cozumel to 90 days of aftercare at home.

Medical Supervision

Physician & RN on-site 24/7. Full cardiac monitoring with 12-lead EKG.

5-Star Accommodation

Private room with en-suite bath, daily nutritious meals, and concierge service.

Therapeutic Program

Meditation, yoga, sound therapy, cold immersion, temescal, therapeutic massage.

90-Day Aftercare

Weekly video calls with physician and psychologist, alumni community, and a one-month microdose supply on programs of 10 days or longer.

Return on Investment

The Real Cost of Not Getting Treatment

Annual Cost of Addiction
$50,000-$200,000+
Healthcare, lost productivity, legal fees, substances
Average Rehab (with relapse)
$60,000-$200,000
60% relapse = 2+ rounds of treatment
MindScape Treatment
$7,500-$15,500
One-time, all-inclusive, 90 days aftercare

The math is clear: A single ibogaine treatment at MindScape costs less than one month of active addiction, and our booster + microdose aftercare protocol is designed so the results last beyond the stay.

Common Questions

Financing FAQ

QDoes insurance cover ibogaine treatment?
Ibogaine is not FDA-approved in the United States, so most U.S. insurance plans do not cover ibogaine treatment. However, many patients use HSA/FSA funds for qualified medical expenses, and some international insurance plans may provide partial coverage. We recommend contacting your insurance provider directly and requesting a letter of medical necessity from your physician.
QCan I use my HSA or FSA for ibogaine treatment?
HSA and FSA accounts are designed for qualified medical expenses. While ibogaine treatment falls into a gray area, many patients have successfully used HSA/FSA funds. We recommend consulting your plan administrator and obtaining a letter of medical necessity from your treating physician. MindScape provides detailed medical receipts and documentation to support your claim.
QWhat is the minimum deposit to reserve treatment?
Our standard deposit is a flat $2,500, the same whichever program you choose, not a percentage of your treatment cost. Once your deposit is received, your treatment dates are confirmed and your pre-screening medical evaluation begins immediately.
QHow do I apply for CareCredit or Prosper Healthcare Lending?
Both CareCredit and Prosper offer online applications that take approximately 5 minutes. You receive an instant or same-day decision in most cases. Once approved, contact our admissions team and we will help coordinate your treatment dates with your financing timeline.
QWhy is ibogaine treatment more cost-effective than traditional rehab?
Traditional residential rehabilitation programs cost $32,000-$102,000 for 28-90 day stays, with 40-60% relapse rates within the first year, often requiring repeat treatment. Ibogaine treatment at MindScape costs $7,500-$15,500 for 5-14 days, includes 90 days of aftercare with physician and psychologist video consultations, and programs of 10 days or longer include a one-month microdose supply dispensed at discharge. When you factor in lost wages, repeated treatment costs, and ongoing medication expenses, ibogaine represents a fraction of the total cost of conventional approaches.
QAre there any hidden fees or additional costs?
No. Your treatment fee includes accommodation, all meals, medical supervision, psychological support, therapeutic activities, and our 90-day aftercare program with video consultations. Programs of 10 days or longer also include a one-month microdose supply, dispensed at discharge. The only additional costs are your flights to Cozumel and any personal expenses during your stay. Airport transfers are included.

Don’t Let Cost Stand Between You and Recovery

Talk to our admissions team about financing options. We’ll help you find a payment plan that works for your situation, because everyone deserves access to effective treatment.

Related Resources

Medically reviewed by Dr. Arellano, M.D. · Clinical Director, MindScape Retreat · Last reviewed May 2026

Continue Your Research

Where to go next

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Why one program can cost less over time.
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Every MindScape treatment program includes a guided 5-MeO-DMT (Bufo) ceremony, part of the all-inclusive price, not an add-on.